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	<title>The Law Office of Raymond A. Harris PLLC</title>
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	<link>http://www.raymondaharris.com</link>
	<description>Helping those who need it most</description>
	<lastBuildDate>Mon, 12 Dec 2011 21:40:30 +0000</lastBuildDate>
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		<item>
		<title>Attended seminar:  &#8220;Estate Planning and the Use of Trusts for Same Sex Couples&#8221;</title>
		<link>http://www.raymondaharris.com/2011/12/12/attended-seminar-estate-planning-and-the-use-of-trusts-for-same-sex-couples/</link>
		<comments>http://www.raymondaharris.com/2011/12/12/attended-seminar-estate-planning-and-the-use-of-trusts-for-same-sex-couples/#comments</comments>
		<pubDate>Mon, 12 Dec 2011 21:40:30 +0000</pubDate>
		<dc:creator>raymond</dc:creator>
				<category><![CDATA[Estate Planning]]></category>

		<guid isPermaLink="false">http://www.raymondaharris.com/?p=738</guid>
		<description><![CDATA[Today I attended a seminar regarding estate planning and trusts for same-sex couples.]]></description>
			<content:encoded><![CDATA[<p>Today I attended a seminar regarding estate planning and trusts for same-sex couples.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Now on Google+</title>
		<link>http://www.raymondaharris.com/2011/11/07/now-on-google/</link>
		<comments>http://www.raymondaharris.com/2011/11/07/now-on-google/#comments</comments>
		<pubDate>Tue, 08 Nov 2011 00:40:11 +0000</pubDate>
		<dc:creator>raymond</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.raymondaharris.com/?p=731</guid>
		<description><![CDATA[The Law Office of Raymond A. Harris, PLLC is now on Google+, add us to your circles! https://plus.google.com/101477790459082214642]]></description>
			<content:encoded><![CDATA[<p>The Law Office of Raymond A. Harris, PLLC is now on Google+, add us to your circles!</p>
<p><a href="https://plus.google.com/101477790459082214642">https://plus.google.com/101477790459082214642</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Attended seminar:  &#8220;Nuts and Bolts of Special Needs Trusts&#8221;</title>
		<link>http://www.raymondaharris.com/2011/10/06/attended-seminar-nuts-and-bolts-of-special-needs-trusts/</link>
		<comments>http://www.raymondaharris.com/2011/10/06/attended-seminar-nuts-and-bolts-of-special-needs-trusts/#comments</comments>
		<pubDate>Thu, 06 Oct 2011 20:07:31 +0000</pubDate>
		<dc:creator>raymond</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[Special needs]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.raymondaharris.com/?p=728</guid>
		<description><![CDATA[Today I attended a seminar regarding special needs trusts for individuals with disabilities.]]></description>
			<content:encoded><![CDATA[<p>Today I attended a seminar regarding special needs trusts for individuals with disabilities.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HELP!  I AM GOING “BEHIND BARS”  FOR A GOOD CAUSE!</title>
		<link>http://www.raymondaharris.com/2011/10/04/help-i-am-going-%e2%80%9cbehind-bars%e2%80%9d-for-a-good-cause/</link>
		<comments>http://www.raymondaharris.com/2011/10/04/help-i-am-going-%e2%80%9cbehind-bars%e2%80%9d-for-a-good-cause/#comments</comments>
		<pubDate>Tue, 04 Oct 2011 15:11:36 +0000</pubDate>
		<dc:creator>raymond</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.raymondaharris.com/?p=720</guid>
		<description><![CDATA[I&#8217;m proud to tell you that I&#8217;m being locked up to help the Muscular Dystrophy Association.  I am being arrested on October 25, 2011 and taken to jail at Outback Steakhouse in Okemos, MI where I will serve hard time at the Lock Up event! To be released on good behavior I have to raise...]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m proud to tell you that I&#8217;m being locked up to help the Muscular Dystrophy Association.  I am being arrested on October 25, 2011 and taken to jail at Outback Steakhouse in Okemos, MI where I will serve hard time at the Lock Up event!</p>
<p>To be released on good behavior I have to raise bail and I cannot do it without you! My goal is to raise $2400, which sponsors 3 local kids to attend MDA Summer Camp at Camp Cavell and one clinic visit.  Your donation will help me achieve my goal and benefit local families living with a neuromuscular disease.</p>
<p>Keep it simple…make your tax-deductible donation online by inserting the link below into your browser.   If you don’t want to donate online – I accept “bail mail” or even better you can bail me out in person! Please let me know if you have any questions!</p>
<p>On behalf of the families MDA serves, thank you!</p>
<p>Warmest Regards,</p>
<p>Raymond A. Harris</p>
<p>The Law Office of Raymond A. Harris, PLLC</p>
<p>&nbsp;<br />
<a href="https://www.joinmda.org/2011eastlansinglockup/raymond" target="_blank">https://www.joinmda.org/2011eastlansinglockup/raymond</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Attended seminar:  Special Needs Trusts</title>
		<link>http://www.raymondaharris.com/2011/09/12/attended-seminar-special-needs-trusts/</link>
		<comments>http://www.raymondaharris.com/2011/09/12/attended-seminar-special-needs-trusts/#comments</comments>
		<pubDate>Mon, 12 Sep 2011 20:10:30 +0000</pubDate>
		<dc:creator>raymond</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Special needs]]></category>

		<guid isPermaLink="false">http://www.raymondaharris.com/?p=718</guid>
		<description><![CDATA[Today I attended a seminar regarding trusts, specifically, using special needs trust for an individual with a disability.]]></description>
			<content:encoded><![CDATA[<p>Today I attended a seminar regarding trusts, specifically, using special needs trust for an individual with a disability.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Headaches for same-sex couples</title>
		<link>http://www.raymondaharris.com/2011/07/11/headaches-for-same-sex-couples/</link>
		<comments>http://www.raymondaharris.com/2011/07/11/headaches-for-same-sex-couples/#comments</comments>
		<pubDate>Mon, 11 Jul 2011 17:38:04 +0000</pubDate>
		<dc:creator>raymond</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.raymondaharris.com/?p=713</guid>
		<description><![CDATA[Same sex marriage is becoming more accepted nationwide. But that doesn&#8217;t mean that these couples can have a ceremony and go about their lives happily ever after. &#8220;Such couples still can&#8217;t file a joint federal tax return, share retirement benefits, shield each others assets from estate taxes or benefit from many other tax breaks provided...]]></description>
			<content:encoded><![CDATA[<p>Same sex marriage is becoming more accepted nationwide.  But that doesn&#8217;t mean that these couples can have a ceremony and go about their lives happily ever after.</p>
<p>&#8220;Such couples still can&#8217;t file a joint federal tax return, share retirement benefits, shield each others assets from estate taxes or benefit from many other tax breaks provided through federal law.</p>
<p>As a result, same-sex couples who marry have to stay on guard, doing even more financial and legal planning, in some cases, than those who don&#8217;t choose to tie the knot.&#8221;</p>
<p>It&#8217;s always important for couples to have the necessary legal documents in place to protect each other and their children.  But it&#8217;s even more important for same sex couples because so many benefits that most married folks automatically enjoy don&#8217;t apply.</p>
<p>Read the full article<a href="http://online.wsj.com/article/SB10001424052702303982504576428341158786506.html?mod=WSJ_PersonalFinance_PF4" target="_blank"> here</a>.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.raymondaharris.com/2011/07/11/headaches-for-same-sex-couples/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>NAELA Membership</title>
		<link>http://www.raymondaharris.com/2011/05/20/naela-membership/</link>
		<comments>http://www.raymondaharris.com/2011/05/20/naela-membership/#comments</comments>
		<pubDate>Fri, 20 May 2011 19:38:35 +0000</pubDate>
		<dc:creator>raymond</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.raymondaharris.com/?p=638</guid>
		<description><![CDATA[I just joined the National Academy of Elder Law Attorneys.  Their website is here.]]></description>
			<content:encoded><![CDATA[<p>I just joined the National Academy of Elder Law Attorneys.  Their website is <a href="http://www.naela.org/public/" target="_blank">here.</a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.raymondaharris.com/2011/05/20/naela-membership/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Arcane legal theory used in Michigan inheritance issue</title>
		<link>http://www.raymondaharris.com/2011/05/13/636/</link>
		<comments>http://www.raymondaharris.com/2011/05/13/636/#comments</comments>
		<pubDate>Fri, 13 May 2011 13:20:02 +0000</pubDate>
		<dc:creator>raymond</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Probate]]></category>
		<category><![CDATA[wills]]></category>

		<guid isPermaLink="false">http://www.raymondaharris.com/2011/05/13/636/</guid>
		<description><![CDATA[The Rule Against Perpetuities is every law student&#8217;s nightmare. Dating back hundreds of years, the Rule is meant to prevent an estate proceeding from dragging on endlessly, requiring a property interest conveyed in a will to vest, if at all, within 21 years of the death of individuals already in existence at the time of...]]></description>
			<content:encoded><![CDATA[<p>The Rule Against Perpetuities is every law student&#8217;s nightmare.   Dating back hundreds of years, the Rule is meant to prevent an estate  proceeding from dragging on  endlessly, requiring a property interest  conveyed in a will to vest, if  at all, within 21 years of the death of  individuals already in  existence at the time of the person&#8217;s death.</p>
<p>The Rule was in full effect recently in Michigan, however, in the  estate of a millionaire lumber baron who passed away in 1919.  Yep,  nearly one hundred years later, the estate is finally being settled.   Read about it<a href="http://www.abajournal.com/news/article/perpetuities_rule_finally_ends_100m_waiting_game/?utm_source=maestro&amp;utm_medium=email&amp;utm_campaign=weekly_email" target="_self"> here</a>.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.raymondaharris.com/2011/05/13/636/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Elderlaw &amp; Disability Conference</title>
		<link>http://www.raymondaharris.com/2011/03/06/elderlaw-disability-conference-2/</link>
		<comments>http://www.raymondaharris.com/2011/03/06/elderlaw-disability-conference-2/#comments</comments>
		<pubDate>Mon, 07 Mar 2011 02:54:52 +0000</pubDate>
		<dc:creator>raymond</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[Seniors]]></category>
		<category><![CDATA[Special needs]]></category>
		<category><![CDATA[Medicare]]></category>

		<guid isPermaLink="false">http://www.raymondaharris.com/?p=629</guid>
		<description><![CDATA[On friday march 4 I attended the ninth annual elder law &#038; disability conference. Lots of good info on medicaid, healthcare, and other important topics.]]></description>
			<content:encoded><![CDATA[<p>On friday march 4 I attended the ninth annual elder law &#038; disability conference.  Lots of good info on medicaid, healthcare, and other important topics.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.raymondaharris.com/2011/03/06/elderlaw-disability-conference-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Article illustrates the danger of joint ownership:  son&#8217;s creditors took his mother&#8217;s life savings</title>
		<link>http://www.raymondaharris.com/2010/11/08/article-illustrates-the-danger-of-joint-ownership-sons-creditors-took-his-mothers-life-savings/</link>
		<comments>http://www.raymondaharris.com/2010/11/08/article-illustrates-the-danger-of-joint-ownership-sons-creditors-took-his-mothers-life-savings/#comments</comments>
		<pubDate>Mon, 08 Nov 2010 21:09:33 +0000</pubDate>
		<dc:creator>raymond</dc:creator>
				<category><![CDATA[Creditors]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Seniors]]></category>

		<guid isPermaLink="false">http://www.raymondaharris.com/?p=627</guid>
		<description><![CDATA[Many, many people use joint ownership as a cheap, do-it-yourself method to avoid probate or hiring an attorney to draft an estate plan. Unfortunately, it often has consequences that may not be apparent until it&#8217;s too late. For example, joint ownership can expose both parties to claims from one of the owner&#8217;s creditors, which is...]]></description>
			<content:encoded><![CDATA[<p>Many, many people use joint ownership as a cheap, do-it-yourself method to avoid probate or hiring an attorney to draft an estate plan.  Unfortunately, it often has consequences that may not be apparent until it&#8217;s too late.  For example, joint ownership can expose both parties to claims from one of the owner&#8217;s creditors, which is what happened in <a href="http://consumerist.com/2010/11/my-business-went-belly-up-so-the-bank-took-my-87-year-old-moms-life-savings.html" target="_blank">this article</a>.</p>
<p>The article illustrates a fairly dramatic example, but there are more traps for the unwary:  capital gains and gift tax liabilities, uncapping of property taxes, and potential Medicaid penalties for elderly folks who may need nursing home care.</p>
<p>Before you consider joint ownership, please consult an attorney.  The money you spend to have a professional analyze your situation can potentially save you thousands of dollars down the road.</p>
]]></content:encoded>
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